***Note: Kowalah is currently only available to users in Washington state.
Kowalah is a fast, easy, and fun way to connect and share money.
- Chat using messages, photos, emoji, and payments. Share moments with friends and pay them back easily.
- Pay directly from any bank account, or use your Kowalah line of credit. Never worry about transaction fees — Kowalah is free!
- Kowalah is designed to protect you and your data. Your sensitive financial information is never revealed to the other party.
- Businesses can use Kowalah to build relationships, connect with customers, create gift cards, and accept payments on the go.